Money

Subscriptions are not small

Nobody decides to spend four hundred a month on things they forgot they bought. It happens one nine-ninety-nine at a time, and it is invisible by design.

2 min read

A budget that does not need you

Every budget that requires daily entry dies in three weeks. The one that survives asks for ten minutes a month and gives you most of the benefit.

2 min read

The month that is not a month

Your salary arrives on the 25th, your rent leaves on the 1st, and your bank reports on calendar months. Three different months, one of which is yours.

2 min read

Why money trouble makes everything else harder

It is not weakness of character. Research suggests an unresolved money problem takes the mental bandwidth you would otherwise spend on everything else.

4 min read

Where the money went, and why you cannot remember

The month ends smaller than expected. It is rarely overspending — it is usually no record of the small things.

2 min read